When you seek assistance to obtain credit solutions, it is natural to demand the highest level of professionalism and security. You should always ensure that you are in contact with an authorized credit intermediary to avoid falling into the trap of illegal activity.<\/p>\n\n\n\n
The authority responsible for regulating credit intermediation is the Bank of Portugal.<\/strong> It has been reinforcing measures to combat non-compliance<\/strong> with the requirements to carry out this activity.<\/p>\n\n\n\n Next, find out more about what a credit intermediary is and how it is regulated. You’ll also find out how DECIS\u00d5ES E SOLU\u00c7\u00d5ES<\/strong> provides you with fully legal, secure and reliable services.<\/p>\n\n\n\n As the name suggests, the intermediary is not the party that grants the credit but rather serves as a bridge between customers and financing entities<\/strong>. It also does not offer other financial products or services, acting exclusively in matters of credit.<\/p>\n\n\n\n In simple terms, a credit intermediary authorized by the Bank of Portugal is a person or group that can provide one or more of the following services to consumers:<\/p>\n\n\n\n – Presenting credit solutions from partner entities;\r\n– Supporting clients in their preparations for the credit agreement;\r\n– Concluding credit agreements on behalf of the issuer;\r\n– Giving advice and making recommendations.<\/p>\n\n\n\n Only those who are credit intermediaries authorized by the Bank of Portugal are free to perform their work. The regulator revokes the authorization and cancels the registration of credit intermediaries who do not meet the criteria for accessing the activity<\/strong>.\r\n<\/p>\n\n\n\n The requirements<\/strong> that must be met at all times include, among others:<\/p>\n\n\n\n \u2013 Possess a commercial and administrative organization suitable for the activity; Additionally, the credit intermediary<\/a> must notify the Bank of Portugal whenever there are changes in the professional domicile address, registered office, or open establishments, as well as in the identity of partners, lenders, or elements of the civil liability policy.<\/p>\n\n\n\n DECIS\u00d5ES E SOLU\u00c7\u00d5ES<\/strong> is registered with the Bank of Portugal as a Tied Credit Intermediary, under no. 926. On the website<\/a>, you can find all the information regarding the registration, as well as the advisory areas and the lenders with whom it has partnerships.<\/p>\n\n\n\n In addition, each of the stores<\/strong> throughout the country is licensed, autonomously and independently, to act as an authorized credit intermediary<\/strong>. Como tal, presta aos clientes um servi\u00e7o de excel\u00eancia, gratuito e totalmente personalizado em diversos tipos de opera\u00e7\u00f5es de cr\u00e9dito.<\/p>\n\n\n\n To avoid headaches and ensure reliable information, expert help, and legal procedures, visit a DECIS\u00d5ES E SOLU\u00c7\u00d5ES store<\/a> to obtain the credit that will allow you to achieve your dreams!<\/p>\n\n\n\n <\/p>What does an authorized credit intermediary do?<\/strong><\/h2>\n\n\n\n
How does the Bank of Portugal regulate credit intermediation?<\/strong><\/h2>\n\n\n\n
\u2013 Have proven knowledge and skills in the field of credit<\/strong>;
\u2013 Have integrity<\/strong>, meaning the conditions and qualifications for practicing intermediation;
\u2013 Ensure civil liability<\/strong> towards third parties that may arise from the exercise of the activity;
\u2013 Maintain the link to lenders<\/strong>, that is, the entities that provide the credit.<\/p>\n\n\n\nThe commitment of DECISIONS AND SOLUTIONS<\/strong><\/h2>\n\n\n\n